15 DIY Money Saving Box Ideas for Storing Extra Cash

You don't need a fancy bank account to grow your savings. Sometimes, a simple, handmade box can turn spare change into a meaningful stash. These DIY projects are not only practical but also add a personal touch to your saving routine.

Whether you're saving for a vacation, an emergency fund, or just a rainy day, these ideas make the process feel less like a chore and more like a craft. Each box is easy to make with materials you likely already have.

Ready to give your savings a creative home? Let's dive into 15 unique money box ideas that are as fun to build as they are to use.

1. Mason Jar Bank with a Twist

A mason jar is a classic choice for a DIY money box, but you can give it a fresh spin with a few simple upgrades. The key is to add a slot in the lid so you can drop coins and bills in without opening the jar. Then, decorate the outside to match your style—paint, washi tape, or even fabric can turn it into a charming piece that sits proudly on your desk or shelf.

This project takes just a few minutes and uses items you already have. You'll need a clean mason jar with its lid, a utility knife or scissors, and your chosen decorations. The result is a functional and attractive bank that makes saving feel a little more special.

Making The Slot

Start by removing the lid's inner disc (the flat part). Use a marker to trace a slot shape—about 2 inches long and 1/4 inch wide—onto the center. Carefully cut along the lines with a utility knife.

If the metal is too tough, you can use a hammer and a small chisel, but a sharp knife usually works. Smooth the edges with a file or sandpaper to avoid any sharp bits.

Decorating Your Bank

Now for the fun part. Paint the outside of the jar with acrylic paint, or wrap it in washi tape for a quick, removable design. You can also glue on fabric, ribbon, or even old map scraps for a vintage feel.

If you want to see your savings grow, leave the jar clear and just decorate the lid with a sticker or a hand-painted label.

Using Your Bank

Once your bank is ready, place it somewhere you'll see it every day—a kitchen counter, a nightstand, or your home office. Drop in spare change and small bills whenever you have them. To make it even more effective, set a goal, like saving for a new book or a coffee date, and write it on a tag attached to the jar.

Watching the jar fill up will keep you motivated.

2. Book Safe with a Hidden Compartment

An old hardcover book can become your secret savings vault. This DIY project hides your cash in plain sight on your bookshelf, blending in with your reading collection. It's a clever way to keep your money safe from prying eyes while adding a touch of mystery to your room.

Start by choosing a thick, sturdy book that you don't mind cutting up—thrift stores are great for this. Open the book and use a ruler and pencil to mark a rectangle on the pages, leaving a border of about an inch on all sides. Carefully cut out the pages with a craft knife, cutting a few at a time to keep the edges clean.

Once you've hollowed out the center, apply a generous layer of white glue to the inside of the cut pages and press them together. Let it dry completely, and your secret compartment is ready. You can add a small ribbon or tab to help lift the book from the shelf easily.

Choosing The Right Book

Look for a hardcover book with a plain or nondescript cover so it doesn't stand out. The book should be thick enough to hold a decent amount of cash—at least 2 inches. Vintage encyclopedias or old dictionaries work perfectly.

Avoid books with glossy pages, as they're harder to glue and cut cleanly.

Cutting And Gluing Tips

Use a sharp craft knife and work on a cutting mat to protect your surface. Cut in small sections, about 20 pages at a time, to keep the edges neat. When gluing, use a brush to apply an even layer of PVA glue to the inside of the cut pages, then press them together firmly.

Let it dry overnight for a strong bond.

Personalizing Your Book Safe

Once the glue is dry, you can decorate the cover to make it look even more inconspicuous. Add a fake title or a subtle pattern with paint or washi tape. You could also glue a small magnet to the inside of the front cover and a metal washer to the back cover to keep the book securely closed.

3. PVC Pipe Piggy Bank

Who knew a plumbing supply could double as a savings tool? A short section of PVC pipe with end caps creates a surprisingly sturdy and waterproof bank. It's a modern, industrial-looking twist on the classic piggy bank that you can customize to match your style.

This bank is perfect for coin collectors or anyone who wants a durable, no-fuss savings container. The best part? It's incredibly simple to put together, and you can make it as plain or as flashy as you like.

What You'll Need

Grab a piece of PVC pipe (about 4-6 inches long and 3-4 inches in diameter), two end caps, PVC primer and cement, a utility knife, and a drill with a hole saw or a sharp knife. You'll also want spray paint or stickers for decoration.

How To Build It

First, dry-fit the end caps on the pipe to make sure they fit snugly. Then, glue one cap on permanently using PVC cement. Once it's set, mark a slot on the top of the pipe (the open end) and carefully cut it out with a utility knife or drill.

Finally, attach the second cap—but leave it removable so you can access your cash.

Customize It Your Way

Spray paint the pipe in a bold color like matte black or bright orange for a sleek look. Or, wrap it in duct tape for a fun pattern. You can also add stickers, washi tape, or even engrave your name on the side.

This bank is a blank canvas for your creativity.

Why It Works

The PVC pipe is nearly indestructible, so it can survive drops and bumps. Plus, the screw-on cap makes it easy to empty out your savings when you're ready to deposit them. It's a practical, long-lasting option for anyone who wants a modern twist on saving.

4. Tin Can Coin Saver

That empty coffee tin or soup can in your recycling bin can become a sturdy savings box with a little creativity. It's a simple, eco-friendly project that keeps your spare change out of sight and out of mind until you're ready to cash in. Plus, you get to give that old can a second life.

Start by cleaning the can thoroughly and removing any labels. Cut a small slot in the plastic lid (or make a separate metal lid if you prefer), then wrap the outside with decorative paper, fabric, or even a coat of paint. The result is a durable, personalized coin bank that's perfect for dropping in loose change after a day out.

What You'll Need

Gather a clean tin can with a plastic lid, a craft knife or scissors, decorative paper or fabric, glue or double-sided tape, and a marker or pencil for tracing the slot. If the can has sharp edges, smooth them with sandpaper or tape.

Step-by-step: Making Your Tin Can Saver

Wash and dry the can, then remove the label. Trace a coin-sized rectangle on the lid and cut it out carefully. Wrap the can in your chosen material, securing it with glue or tape.

For a fun touch, add washi tape or stickers. Once the slot is ready, you're set to start saving.

Why It Works As A Money Box

Unlike flimsy cardboard boxes, tin cans are sturdy and can hold a surprising amount of change. The opaque material keeps your savings hidden, which reduces the temptation to dip in early. And because it's made from recycled materials, it's a budget-friendly project that aligns with a sustainable lifestyle.

5. Shadow Box Frame Bank

Turn your spare change into a gallery-worthy display. A shadow box frame mounted on the wall gives your savings a visible, motivating home. Every coin or bill you add becomes part of a living piece of art that grows with your goal.

This idea works best with a deep shadow box frame—the kind used for memorabilia or 3D art. You can find them at craft stores or thrift shops, often for a few dollars. Choose a size that fits your wall space and matches your room's decor.

What You'll Need

Gather a shadow box frame, some adhesive hooks or small nails, and a way to attach bills and coins. For coins, you can use small binder clips or tiny magnets glued inside. For bills, a couple of push pins or mini clothespins work well.

Setting It Up

Start by removing the back panel of the frame and laying it flat. Decide where you want to place your money—maybe a line of coins along the bottom or a bill pinned in the center. You can also add a small label or a photo to personalize it.

Making It A Habit

Hang the frame at eye level in a spot you pass often, like near your desk or by the front door. Every time you have loose change or a spare bill, add it to the frame. Watching the display fill up becomes a daily reminder of your progress.

6. DIY Piggy Bank from a Plastic Bottle

Before you toss that empty soda bottle into the recycling bin, think again. With a little creativity, it can become a charming piggy bank that’s perfect for kids or a fun weekend project. This is one of the easiest money boxes to make, and you probably have all the supplies already.

Start by cleaning and drying a plastic bottle. Cut it in half, then decorate the bottom half with paint, markers, or washi tape. Cut a slot in the cap for coins and bills, then reassemble the bottle.

The result is a see-through savings jar that shows your progress at a glance.

What You’ll Need

Gather a plastic bottle with a cap, scissors or a craft knife, and decorations like paint, stickers, or duct tape. You’ll also need a marker to trace the slot and a ruler to keep it straight.

Step-by-step Guide

Cut the bottle in half, then decorate the bottom piece. Cut a slot in the cap, wide enough for coins and folded bills. Reassemble the bottle, making sure the cap fits snugly.

If the edges are sharp, cover them with tape.

Fun Variations

Turn the bottle into an animal by adding googly eyes and ears. Use different bottle sizes for different savings goals. You can even wrap the bottle in fabric for a softer look.

7. Wooden Crate with a Lock

For a savings box that feels both rustic and secure, a wooden crate with a lock is a solid choice. You can build it from scrap wood or repurpose a small wine crate. The hinged lid and padlock give it a satisfying sense of protection, and the natural wood finish adds a warm touch to any room.

This DIY project is straightforward and doesn't require advanced carpentry skills. You'll need a few basic tools, some wood, and a small padlock. The result is a sturdy box that can sit on a shelf or desk, blending in with your decor while quietly growing your savings.

What You'll Need

Gather a wooden crate (or build one from plywood), a small hinge, a hasp for the padlock, screws, wood glue, and a drill. You'll also want sandpaper and your choice of stain or paint to finish it.

Step-by-step Build

If you're using a pre-made crate, attach the hinge to the lid and the back of the crate. Then, install the hasp on the front so the padlock can secure it. If building from scratch, cut the wood to size, assemble the box with glue and screws, then add the lid and locking hardware.

Finishing Touches

Sand the edges to avoid splinters, then apply a wood stain or paint to match your room. You can also add felt pads to the bottom to protect surfaces. Once the finish dries, your savings box is ready to use.

8. Upcycled Cereal Box Bank

That cereal box sitting in your recycling bin? It's about to become your new favorite savings spot. With a little paper and a few minutes, you can turn it into a lightweight, customizable bank that's perfect for tucking away small bills and loose change.

No need to buy anything—just raid your craft drawer and get started.

This project is all about giving new life to something you'd normally toss. The best part? You can make it match your style, whether that's bold and colorful or clean and minimal.

Plus, it's a great way to get kids involved in saving—they'll love decorating their own box.

What You'll Need

Gather an empty cereal box, wrapping paper or contact paper, scissors, a craft knife, and some tape or glue. If you want to get fancy, add stickers, washi tape, or markers for extra flair.

Step-by-step Instructions

First, seal the top of the box with tape. Then, cover the entire box with your chosen paper, folding the edges neatly. Use a craft knife to cut a slot on the top—just wide enough for bills and coins.

Reinforce the edges with tape if needed.

Customizing Your Bank

The real fun begins with decorating. You can label it with a savings goal, add patterns, or keep it simple. Since it's lightweight, it's easy to move around or hide in a drawer.

And when it's full, just cut it open to count your stash.

9. Glass Apothecary Jar with a Cork

A glass apothecary jar isn't just for potions and spices. With a little tweak, it becomes a beautiful savings vessel that shows off your growing stash. The clear glass turns your spare change into a decorative centerpiece, and the cork adds a vintage touch that feels intentional.

This idea works best with a large jar that has a wide mouth, so you can easily drop in coins and bills. You can either drill a slot in the cork for a more secure feel or simply leave the cork off and use the jar as an open display. The choice depends on whether you want easy access or a more formal savings ritual.

Why It Works

The transparency is the real magic here. Every coin you add becomes a visible reward, which keeps you motivated. Plus, the apothecary style looks great on a shelf, desk, or mantel, so it doesn't feel like you're hiding your savings away.

How To Make It

Find a glass jar with a cork stopper at a thrift store or online. If you want a slot, use a drill with a spade bit to make a hole in the cork. Sand the edges smooth so coins slide in easily.

If you skip the slot, just leave the cork nearby and drop money in freely.

Tips For Using It

Set a specific goal, like saving for a new book or a weekend trip, and label the jar with a small tag. The visual progress will make you think twice before pulling money out. When it's full, you'll have a satisfying reward waiting.

10. DIY Coin Slot Piggy Bank from a Cardboard Tube

Paper towel rolls are one of those things that pile up faster than you expect. Before you toss them, consider this: with a little paint and a few cuts, you can turn one into a pocket-sized savings vault. It's a great project for kids or anyone who wants a lightweight, portable bank that fits right into a backpack or drawer.

This bank is all about simplicity. You don't need special tools or expensive materials—just a cardboard tube, scissors, and something to decorate with. The finished product is surprisingly sturdy and holds a surprising amount of coins.

Plus, it's small enough to keep on your desk without taking over your space.

What You'll Need

Gather a paper towel roll (or toilet paper roll for a smaller version), a ruler, a pencil, scissors or a craft knife, and your choice of paint, markers, or washi tape. If you want a clean edge, a cutting mat helps, but a steady hand works too.

Step-by-step Instructions

Flatten one end of the tube and fold it over twice to create a sealed bottom. Secure it with tape or glue. On the side, measure and cut a slot long enough for coins to slip through—about 2 inches long and 1/4 inch wide.

Then, decorate the outside however you like. Let any paint dry before using.

Customization Tips

Make it personal by adding your name, a motivational word, or a savings goal on the side. You can also wrap the tube in fabric or patterned paper for a softer look. If you want to retrieve the coins easily, leave one end open and use a rubber band to keep it closed—just pop it off when you're ready to cash in.

11. Magnetic Spice Jar Bank

Ever find yourself tossing loose change into a drawer, only to forget about it? A magnetic spice jar bank turns that forgotten change into a visible, daily savings habit. By attaching a small jar to your fridge or any metal surface, you create a constant reminder to save a little each day.

This idea is perfect for anyone who wants a low-effort, high-visibility savings method. It's also a great conversation starter in your kitchen.

What You'll Need

Grab a small glass or plastic jar with a tight-fitting lid—spice jars work great. You'll also need a strong magnet (like a neodymium disc) and a strong adhesive (like E6000 or hot glue). Clean the jar lid and the magnet, then glue the magnet to the lid.

Let it dry completely before attaching it to your fridge.

How To Use It

Place the jar on your fridge at eye level. Every day, drop in a specific coin or a folded bill. You can assign a value—like every time you pass the fridge, add a quarter.

It's a simple, tactile reminder that adds up fast.

Why It Works

The constant visual cue keeps saving top of mind. Plus, it's easy to see your progress grow, which is motivating. When the jar is full, crack it open and deposit the cash into your savings account.

12. Puzzle Box Savings

This one’s for the puzzle lovers. Instead of a simple lid, you build a wooden box that only opens after a specific sequence of moves—slide, push, twist, and maybe a hidden magnet. It’s part savings jar, part brain teaser, and it’ll definitely slow down anyone who tries to sneak a peek.

Creating a puzzle box adds a layer of fun to your saving routine. Every time you want to add cash, you’ll need to solve the puzzle, which makes the act of saving feel more intentional. And when you finally crack it open to count your stash, it’s like unlocking a treasure chest.

How To Build A Simple Puzzle Box

Start with a small wooden box (about 6x4x3 inches). Cut a sliding panel on one side that moves only when you press a hidden button on the bottom. Use small magnets to hold the panel in place.

You can find plenty of free plans online, but the basic idea is to create a multi-step opening mechanism.

Make It Your Own

Paint it with your favorite colors, add a personal engraving, or leave it natural for a rustic look. You can even add a combination lock for extra security. The key is to make it feel like a personal challenge, not just a container.

Why It Works

The puzzle aspect turns saving into a game. You’ll actually look forward to adding a few dollars just to solve the puzzle again. Plus, it’s a great conversation piece when friends visit.

13. Terrarium Bank with a Hidden Slot

If you love plants and want your savings to grow alongside them, this terrarium bank is a perfect match. It’s a living, breathing money box that adds a pop of green to your desk or shelf. The hidden slot keeps your cash discreet, so it feels more like decor than a piggy bank.

Start with a clear glass container—a large mason jar, a cookie jar, or a small fishbowl works great. Add a layer of pebbles for drainage, then activated charcoal to keep things fresh, and top it with potting soil. Plant a few small succulents or air plants that thrive in closed environments.

Once your mini garden is set, cut a slot into the lid or the side of the container using a craft knife. Make sure it’s wide enough for folded bills and coins. Place the bank where it gets indirect light, and water sparingly—overwatering is the quickest way to kill your terrarium and your savings vibe.

Pick The Right Container

Choose a container with a wide mouth so you can easily arrange the plants and soil. A glass cookie jar with a metal lid is ideal because the lid is easy to cut. Avoid plastic containers—they can scratch and look less polished.

Make sure the container is clean and dry before you start.

Build The Terrarium Layers

Layer about an inch of small pebbles at the bottom for drainage. Add a thin layer of activated charcoal to prevent mold and odors. Then, add a few inches of potting soil.

Use a spoon or a small trowel to create a gentle slope, so the plants sit at different heights for a natural look.

Add The Hidden Slot

Cut a slot into the lid or the side of the container using a craft knife. If you’re cutting the lid, trace the slot first with a marker. For the side, make a small vertical cut and enlarge it carefully.

Smooth the edges with sandpaper to avoid cuts. Test with a folded bill to ensure it slides through easily.

Care And Use

Place your terrarium bank in a spot with bright, indirect light. Water only when the soil feels dry to the touch—usually every 1-2 weeks. To retrieve your savings, simply remove the lid (if the slot is on the side) or tip the container gently.

This bank is more about slow, steady saving than quick access, which is a good thing.

14. Repurposed Tea Tin with a Chalkboard Label

Tea tins are sturdy, charming, and often too pretty to toss. Give one a second life as a savings box with a simple slot cut into the lid and a coat of chalkboard paint. It’s a quick project that turns an everyday container into a goal-tracking tool.

Start by cleaning the tin thoroughly and letting it dry. Cut a slot in the lid wide enough for coins and folded bills. Sand the edges smooth.

Paint the outside with chalkboard paint (two coats work best) and let it cure. Once dry, write your savings goal on the side—like “New Bike” or “Holiday Fund. ” As you drop in cash, update the label with your progress. The chalkboard surface lets you change goals or add encouraging notes whenever you like.

Why A Tea Tin Works

Tea tins are durable and often have a tight-fitting lid, which keeps your savings secure. They come in various sizes, so you can pick one that fits your saving pace. Plus, the metal surface is perfect for chalkboard paint, giving you a reusable label area.

How To Make The Slot

Use a ruler and a marker to draw a straight line on the lid. Carefully cut along the line with a utility knife or metal shears. File the edges to avoid sharp bits.

If you’re not comfortable cutting metal, you can remove the lid entirely and use the tin as an open jar—just remember to hide it well.

Personalize It

Beyond chalkboard paint, you can add washi tape, stickers, or a coat of spray paint in your favorite color. The chalkboard label lets you switch goals without repainting. You can also draw small icons or doodles to make the box feel uniquely yours.

15. DIY Vault Box with a Combination Lock

For those ready to level up their DIY game, this vault-style box combines woodworking with a functional lock. It's a step beyond the usual piggy bank, giving you a secure spot for larger bills or important savings goals. The build takes a bit more time, but the result is a sturdy, personalized safe that feels like a real accomplishment.

Building a vault box is about more than just storing cash—it's about creating a secure, personal keepsake. The combination lock adds a layer of protection that makes saving feel official. You'll need basic woodworking tools, a small combination lock mechanism, and some patience.

The payoff is a unique piece that you'll be proud to use for years.

What You'll Need

Gather plywood or solid wood, a combination lock kit (available online or at hardware stores), wood glue, screws, hinges, and a saw. You'll also need sandpaper, wood stain or paint, and a drill. If you're new to woodworking, consider a pre-cut wood kit to simplify the process.

Step-by-step Build

Start by cutting your wood to size for the box base, sides, and lid. Assemble the base and sides with glue and screws, then attach the lid with hinges. Install the combination lock mechanism, making sure it aligns properly.

Sand everything smooth, then apply your chosen finish. Test the lock before loading it with cash.

Customization Ideas

Make it yours by adding a personal engraving, painting it in your favorite color, or lining the inside with felt. You could even add a small tray for coins or a hidden compartment for extra secrecy. The design is flexible, so feel free to adapt it to your storage needs.

FAQ

What materials do I need for a DIY money saving box?

Most projects use common household items like mason jars, cardboard, old books, or tin cans. You'll also need basic tools like scissors, glue, and a craft knife, plus decorative items like paint or washi tape.

How do I make a slot in a mason jar lid?

Use a hammer and a nail to punch a small hole, then widen it with a metal file or a rotary tool. Alternatively, you can cut a slot with a utility knife if the lid is plastic.

Can I use these money boxes for coins and bills?

Yes, most designs can accommodate both. For bills, make sure the slot is wide enough. For coins, a smaller slot works fine.

Some boxes, like the book safe, are better for folded bills.

How do I keep my savings secure?

If you're worried about security, choose a design with a lock, like the wooden crate or vault box. For hidden options, the book safe or PVC pipe can be disguised. Always place the box in a discreet location.

Are these projects suitable for kids?

Absolutely! Many are simple and safe, like the plastic bottle or cereal box banks. Adult supervision is needed for cutting or drilling.

It's a great way to teach kids about saving.

Conclusion

Saving extra cash doesn't have to feel like a chore—these DIY boxes turn it into something fun and personal. Pick the one that sparks your interest, gather a few supplies, and start small.

Even a few dollars a week adds up faster than you'd expect. The real win is making saving a habit you actually look forward to, and before long, you'll have a stash that feels both rewarding and totally yours.